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    Integrated Report

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    Who we are and what we stand for

    Group structure

    Local subsidiaries
    Local associate
    Foreign subsidiaries

    Commercial Development Company PLC

    Orysys Limited

    CBC Finance PLC

    Commercial Insurance Brokers (Pvt) Limited
    Equity Investments Lanka Limited

    (Divested subsequent to the reporting date)

    Commercial Bank of Maldives Private Limited

    CBC Myanmar Microfinance Company Limited
    Date and place of incorporation March 14, 1980
    in Sri Lanka
    February 17, 2003
    in Sri Lanka
    February 18, 1987
    in Sri Lanka
    August 17, 1987
    in Sri Lanka
    August 8, 1990
    in Sri Lanka
    March 24, 2015
    in Maldives
    April 4, 2017
    in Myanmar
    Bank’s stake
    90%
    100%
    100%
    100%
    22.92%
    55%
    100%
    Principal business activities Property development and provision of other utility services Providing Information & Communication Technology (ICT) related products, services and solutions to corporate sector. Granting of leasing &
    hire purchase facilities, mortgage loans and other loan facilities. Accepting public deposits.
    Insurance Brokering Venture Capital Financing Banking Microfinancing
    Business Address 6th Floor, Paul VI Centre,
    No. 24, Malwatta Road
    (Front Street), Pettah, Colombo 11.
    “Commercial House”,
    No. 21, Sir Razik Fareed
    Mawatha, Colombo 01.
    No. 187, Katugastota Road, Kandy. Level 05, Synergy Hub,
    425, Galle Road,
    Colombo 03
    No. 108 A, 2/1, Maya Avenue, Colombo 06. H. Filigasdhoshuge,
    Ameer Ahmed Magu,
    K. Male 20066, Maldives.
    No. 15, Office Street, Ward 4, Lewe Township, Nay Pyi Taw, Myanmar.
    Contact numbers +94 11 244 7300 +94 11 257 4417 +94 81 220 0272 +94 81 221 3498 +94 11 760 0600 +94 11 250 7605 +94 11 250 7606 +96 0333 2668 +95 67 80 30566
    Board of Directors
    Chairman A L Gooneratne R Senanayake S Muhseen R Senanayake M J C Amarasuriya Ahmed Nazeer R Senanayake
    Managing Director/
    Chief Executive Officer
    G P K Dodangoda E B Sooriyaarachchi W D A Rodrigo (*****)
    Managing Director P K A S K Gunawardhana
    Chief Executive Officer K Basnayake (*) N P Gunatunge (*) D J D P Hettiarachchi (**) A H M Riyaz (*)
    Director S C U Manatunge N I Senaratna S M S C Jayasuriya U I S Tillakawardana J D Peiris S C U Manatunge (***) D J D P Hettiarachchi
    Director Dr R A Attalage M A T Jayawardana D B D S S Bandara L W P Indrajith J B Abu Baker S Prabagar G Sivasubramaniam
    Director P L P Withana P Muthukumaraswamy L H Munasinghe D J D P Hettiarachchi W I Arambage Dr Ibrahim Vishan
    Director N Abeysuriya M P Dharmasiri K S Liyanage M H Wijewaradene Ibrahim Mohamed
    Director U I S Tillakawardana (****) S C De S Wickremasekera T P Suraweera
    Director I Usman
    Director D G Perera
    Company Secretary L W P Indrajith M P Dharmasiri Ms H D U O Gurnasekara Ms Y A Kularathna Ms R R Dunuwille Ms Aishath Shayaan Asheeth W D A Rodrigo

    (*) Not a Board Member (**) Acting Chief Executive Officer/Executive Director (***) Deputy Chairman (****) Resigned w.e.f. December 31, 2025 (*****) Managing Director/Country Head

    Summary of financial information

    2025
    Rs. Mn.
    2024
    Rs. Mn.
    2025
    Rs. Mn.
    2024
    Rs. Mn.
    2025
    Rs. Mn.
    2024
    Rs. Mn.
    2025
    Rs. Mn.
    2024
    Rs. Mn.
    2025
    Rs. Mn.
    2024
    Rs. Mn.
    2025
    Rs. Mn.
    2024
    Rs. Mn.
    2025
    Rs. Mn.
    2024
    Rs. Mn.
    Total assets 5,315.425 4,909.396 1,440.365 930.297 33,648.330 16,861.310 941.283 857.857 265.275 225.423 95,620.588 74,531.037 1,203.787 591.917
    Additions to property, plant and equipment 70.858 0.571 3.333 41.551 93.065 79.370 62.323 0.539 0.064 0.540 51.774 38.013 7.249 15.102
    Total liabilities 860.158 786.378 817.621 459.044 29,359.936 13,801.727 569.089 209.571 49.570 6.829 83,840.556 65,120.648 926.616 406.323
    Net assets 4,455.267 4,123.018 622.744 471.253 4,288.394 3,059.583 372.194 648.286 215.705 218.594 11,780.032 9,410.389 277.171 185.594
    Total revenue 815.909 708.261 1,731.226 1,168.502 3,718.796 2,661.367 328.739 220.080 34.753 28.244 5,687.910 4,598.108 233.987 117.902
    Profit before tax 553.484 829.056 222.235 102.105 365.634 157.664 84.078 66.587 (2.889) (1.914) 2,358.829 1,703.207 99.164 (4.198)
    Profit after tax 421.535 582.623 151.893 62.358 235.818 81.541 54.088 45.017 (2.889) (1.914) 1,769.122 1,275.633 82.318 2.308
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