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COMMERCIAL BANK OF CEYLON PLC
ANNUAL REPORT 2025

- Annual Report of the Board of Directors
- Who we are and what we stand for
  Introduction to our 57th Annual Report
  
  About Commercial Bank of Ceylon PLC
  
  Awards and accolades
  
  Snapshot of the Bank
  
  Financial highlights
  
  Non-financial highlights
  
  Our journey over 100 years
  
  Group structure
- Leadership and their perspectives
  Chairman's message
  
  Managing Director / Chief Executive Officer's Review
  
  Board of Directors and profiles
  
  Corporate Management and profiles
  
  Senior Management
- Operating context and stakeholder landscape
  Operating environment and outlook
  
  Stakeholder engagement
  
  Material matters
- Our business model for sustainable value creation
  Our business model
  
  Statement of capital position
- Strategic priorities and value creation
- Embedding sustainability into operations
  Bank's sustainability framework
  
  Our sustainability journey
  
  Sustainable banking
  
  Responsible organisation
  
  Community engagement
  
  Independent practitioner’s assurance report to the Board of Directors of Commercial Bank of Ceylon PLC on the SLFRS Sustainability-related Financial Disclosures presented in the Integrated Annual Report 2025
  
  SLFRS Sustainability Related Financial Disclosures
- Analysis of financial performance
  Financial review
  
  Performance of Bangladesh operations and subsidiaries
  
  Segmental analysis – Group
- Investor information and performance trends
  Investor relations
  
  Summary of interim financial statements
  
  Financial statements (US Dollars)
  
  Decade at a glance – Bank
- Governance and accountability
  Annual corporate governance report
  
  Board Committee reports
  
  Statement of compliance
  
  Statement of Directors' responsibility for financial reporting
  
  Directors' statement on internal control over financial reporting and risk management
  
  Independent Assurance Report – Internal Control
  
  Managing Director/Chief Executive Officer’s and Chief Financial Officer’s statement of responsibility
  
  Directors’ interest in contracts with the Bank
- Risk governance and management

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